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Commercial Landlord Insurance

Commercial Landlord Insurance

Properties are exposed to financial loss if they suffer a fire, theft, or liability event.

As a landlord, unexpected incidents like these can lead to costly repairs, loss of rental income, or even legal expenses if someone is injured on your property. Commercial Landlord Insurance helps cover these risks, keeping your property, income, and peace of mind protected.

At Commercial Landlord Owners Insurance, it’s all about giving you the support you need so you can focus on what matters most—your business.

How Can Commercial Landlord Owners Insurance Benefit You?

With our Commercial Property Landlord Insurance, you’ll have the trusted protection and support you need to keep your property safe and sound. Let us handle the details, so you can focus on growing your investment.

Are You Prepared for the Biggest Commercial Landlord Risks?

Owning commercial property can be rewarding, but it comes with its share of challenges. Local changes and economic shifts such as escalating building costs can impact tenant demand and vacancy rates—especially in retail or office spaces. Our Landlord Commercial Building Insurance protects your property from unexpected damage and keeps your investment secure through every risk.

What Our Commercial Landlord Insurance Covers

Still on the fence about securing Commercial Property Landlord Insurance? Here’s what we cover and how it can protect your holdings:

  • Injury to the Public: Commercial Landlord Insurance covers you if someone gets hurt on your property, so you’re not left with the bill and ensure your tenants are protected while on your premises.
     
  • Fire, Storm & Malicious Damage: Helps cover repairs or replacements if your property is damaged by fires, storms, or intentional harm. Whether it’s severe weather, accidental fire, or vandalism, this ensures repair expenses don’t fall entirely on you.
     
  • Glass Breakage: We help cover the cost of replacing broken glass, such as windows or storefronts, so you can maintain a professional and safe appearance.
     
  • Rent Default: We offer rent default for commercial landlord properties, helping to protect you should your tenant fail to pay their agreed rent.
  • Theft & Burglary: Provides support if valuable items are stolen during a break-in, helping you cover costs for fixtures, fittings, and other property essentials so you can get back on track quickly.
     
  • Machinery Breakdown: Helps with repairs if essential equipment, like heating or air conditioning, breaks down unexpectedly. This covers the immediate repair or replacement costs to keep your property comfortable and functional for tenants and guests.
     
  • Tax Investigation: Also known as Tax Audit, this helps cover expenses if tax authorities review your property finances.
     
  • And many more!

Interested in safeguarding your property? Contact us for a quote today. While you’re here, explore our tailored Commercial Common Ground Insurance and Business Insurance, as well as other Landlord Insurance products, for complete peace of mind.

Extra Protection to Fit Your Needs

When you insure your property with our landlord’s Commercial Building Insurance, we provide additional cover at no extra cost. We can tailor an insurance policy to meet your needs. If the landlord building is covered by a body corporate/strata insurance policy, we can assist with cover for the landlord’s contents, fixtures and fittings.

Why Choose Commercial Landlord Owners Insurance?

Security within Reach

Security within Reach

We offer competitive premiums, quality service Australia-wide, and flexible payment options from approved insurers.

Industry Expertise

Industry Expertise

With over 30 years of experience, we draw on our strong industry relationships to bring you access to policies not available directly.

Personalised Support

Personalised Support

We’re a family-owned business that understands what’s at stake and is dedicated to providing dependable support.

Steadfast Backing

Steadfast Backing

As part of the Steadfast Group, we make Commercial Landlord Insurance simple and straightforward for Aussie business owners.

We're Here to Support You

Our Commercial Landlord Insurance protects your assets—giving you one less thing to worry about. Our team’s here to make things easy with support and advice you can trust.

Some Of Our Partners

QBE
zurich
Chubb
allianz
CGU
Vero Insurance

Hear Directly from Our Clients

Don’t just take our word for it—see what other commercial landlords and clients have to say.

FAQs

What types of properties does commercial property landlord insurance cover?

Our Commercial Landlord Insurance covers a variety of properties, including office buildings, retail spaces, factories, warehouses, and more throughout Australia. For specific property inquiries, please contact us.

What does commercial landlord insurance cover for my property?

With our Commercial Property Landlord Insurance, you get protection for your buildings, fixtures, fittings, and contents against fire, storms, and other risks. This cover is designed to safeguard your property and investment—helping you manage potential financial setbacks and keep your business running smoothly, no matter what comes your way.

What is Machinery Breakdown Insurance?

This coverage applies when essential equipment, like heating or cooling systems, experiences sudden and unexpected physical damage, helping with immediate repair or replacement.

How does Business Interruption Insurance work?

When an insured event disrupts your business, Business Interruption Insurance steps in to cover any loss of profits, plus loss of rent.

What is Property Owners Public Liability Insurance, and why do I need it?

Property Owners Public Liability Insurance can cover compensation costs if someone suffers injury or for poorly maintained buildings for example. This provides you with protection to safeguard your financial interests.

Does CLOI's Landlord Commercial Building Insurance cover plate glass?

Yes, our insurance can cover any type of glass, including plate glass and shop fronts, in case of breakage. Providing this cover is selected, this means you’re protected from unexpected repair costs to help keep your property safe and looking its best.

Can I insure multiple properties under one policy?

Yes, this is also a great way to reduce admin costs.

How do I get a quote for Commercial Property Insurance?

Simply contact CLOI or fill out our online form! Our team is ready to answer your questions and guide you through the process.

Do you offer Commercial Property Landlord Insurance for properties with high-hazard operations?

Yes, we can use our extensive network to find insurers for hard to place risks.

We're Here to Support You

Our Commercial Landlord Insurance protects your assets—giving you one less thing to worry about. Our team’s here to make things easy with support and advice you can trust.