Business Motor Vehicle Insurance in Australia

When you depend on your vehicles to drive success, the right insurance is completely non-negotiable. It could be a single company car, or an entire fleet of trucks and trailers—whatever it is, your vehicles are integral to your operations.

With the right business motor vehicle insurance you can protect against accidents, theft, or natural disasters that might make for costly setbacks.

At CGIB, we specialise in providing business motor vehicle insurance that gives you the peace of mind you need to work uninterrupted. We boast over 30 years of industry experience, and we’ll use this to protect your logistics and transport should the unexpected happen.

Choose your CGIB business package, and secure everything you’ve worked hard to build.

Types of Business Motor Insurance in Australia

General Vehicle Insurance

Protect your assets with our general vehicle insurance and keep your operations on track. This includes coverage for accidental damage to help with repair or replacement costs, theft protection to secure your investment, and third-party liability to safeguard against damage or injury caused by your vehicle.

Truck Insurance

Secure larger vehicles used in logistics and transport, with comprehensive truck insurance that’s designed with you in mind. Our specialised coverage safeguards against accidents or industry-specific risks to help keep your fleet on the road.

Trailer Insurance

Your trailers work as hard as you do, and they deserve reliable protection. Our trailer insurance covers fire, storms, theft, and accidental damage, giving you peace of mind that your equipment is secure. With this coverage, you can focus on your business without worrying about unexpected issues.

Plant and Equipment Insurance

Your machinery sits at the heart of your operations, and our plant and equipment insurance ensures it remains safe and secure. From excavators to unregistered equipment, experience comprehensive coverage that protects against theft and damage. Keep moving forward, no matter what challenges come your way.

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1300 764 244

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Any Businesses, Any Vehicle

Whatever your industry, whatever your vehicle, CGIB has a cover that’s just right:

Industries We Cover

CGIB supports industries that rely on vehicles to power their operations. From logistics and construction, to small businesses and delivery services, our business motor vehicle insurance protects against accidents, theft, and damage. Whether you’re transporting goods or managing heavy equipment on-site, you’re in safe hands.

Vehicles We Cover

Our policies provide comprehensive protection for a wide range of vehicles, such as commercial trucks, vans, trailers, and plant machinery like excavators. We also cover company cars and fleets, helping your vehicles stay secure and your business running smoothly.

Finding the Right Coverage for Your Business

Getting the right business motor vehicle insurance starts with knowing your risks. Evaluate what vehicles are critical to your everyday operations, how often they’re used, and any high-risk factors like exposure to natural disasters or heavy traffic areas.

At CGIB, we create policies that fit your unique requirements. You might operate heavy-duty trucks, or a fleet of delivery vans for example—whatever it is, you’ll get complete peace of mind knowing that you’re fully protected.

Policy Inclusions and Exclusions

What's Included

Our policies cover a wide range of risks, including:

Accidental damage to vehicles.
Theft or vandalism.
Natural disasters such as storms or floods.
Third-party injuries or property damage caused by your vehicles.

What Isn't

Wear and tear or mechanical breakdowns.
Unregistered or uninsured vehicles unless specified.
Use of vehicles outside their declared purpose (e.g., personal use for a commercial vehicle).

What Impacts the Cost of Your Business Motor Vehicle Insurance?

When seeking a truck insurance quote or coverage for other vehicles, there are a few factors that can affect your premium. Larger fleets increase risk exposure, leading to higher costs overall. The type and usage of your vehicles—such as heavy-duty trucks or frequent deliveries—might also impact premiums.

Finally, there are high-risk industries like logistics and construction that may find higher rates, while businesses with prior claims may see higher premiums due to increased risk.

When the unexpected does happen, CGIB is ready and waiting to make the claims process quick and stress-free. Whether you’re filing online or working directly with our friendly team, we’ll do everything we can to get you the quick resolution you need. Minimise disruptions to your business, and get full guidance and support every step of the way.

Claims Support and Process

Price and Security

Find competitive pricing and fully flexible payment options that make your motor vehicle insurance as accessible as possible. We’ve got premiums for any budget, meaning you receive the best value without compromising on coverage. We’re also backed by Australia’s largest insurers, meaning you can count on us to provide the protection you need.

Business Motor Vehicle Insurance Made Simple

Online Quote Form: Provide details about your vehicles and business operations to receive a tailored truck insurance quote or policy for your fleet.
Personalised Assistance: Contact our team at 1300 764 244 for expert advice and customised solutions.
Receive Your Policy: Get comprehensive coverage designed for your needs.

Why CGIB Business Motor Vehicle Insurance is Different

Customised Coverage: Here, your truck, trailer, or plant insurance is made just for you—no one else.
Comprehensive Options: Whatever your industry, whatever your vehicle, get the insurance cover you need.
Expertise and Support: With over 30 years of experience in insurance for commercial vehicles, we know what we’re doing.

Contact Us to Secure Your Business Vehicle

Protect your business and its critical assets with CGIB’s business motor vehicle insurance in Australia. Keep your operations running uninterrupted and your vehicles safeguarded—don’t let the unexpected ruin your hard work.

Get a free quote online or contact our team for general advice today.