Landlord Insurance

How To Better Manage the Risks of Your Investment Property

Just over half of Australian landlords believe they are underinsured, according to an industry report.

Could you be one of them?

This assumes you’ve already secured landlord insurance to manage the financial risks of owning an investment property – or perhaps you’ve decided not to.

One of the most important ways to protect your asset is through landlord insurance, which offers specialised insurance cover for rental properties.

In this article, we'll update your knowledge on the risks and responsibilities of being a landlord and how to manage them effectively.

Introducing CLOI: Your Ultimate Commercial Landlord Owners Insurance

Attention, commercial property owners! Are you ready to elevate your investment protection game? Say hello to CLOI—Commercial Landlord Owners Insurance—the comprehensive coverage designed to keep your property, income, and peace of mind secure.

How to get the full value out of your insurance broker

SMEs can optimise their risk management, earn discounts by policy packaging, save on claim time & more by using the expertise of a qualified insurance broker or adviser. Learn how your business could benefit.

Misconceptions about Landlord Insurance Debunked

Landlord insurance isn’t set and forget. Many landlords assume their policy covers them if the property is untenanted, for pet damage, short-term rentals, and that it matches the tenancy period.

5 Top Tips about Landlord Insurance

Having landlord insurance isn’t a set-and-forget policy for property investors to protect their investment. Here are five tips to overcome common misconceptions about what landlord insurance actually covers.

Know your Obligations as a Commercial Property Owner

Leasing your commercial property can deliver higher yields, but comes with a range of responsibilities, including regulatory and legal ones. Here are the top four responsibilities explained.

Are you aware of the biggest commercial landlord risks?

While commercial landlords enjoy a return of up to 12% on their investment, the risks are higher than for residential property. Find out how to manage the biggest risks of owning a commercial property.

Get up to speed on commercial property insurance

You may know it as commercial building or business property insurance. Common among those titles is that it’s for non-residential properties – factories, warehouses, shopping centres, and whole unit and apartment blocks.

Your guide to landlord rights and regs around Australia in 2021

About one in ten of us are landlords, compared with one in 15 about two decades ago. And, the latest Census shows about a third of Australian households (2.6 million, to be specific) rent.

Landlord insurance demystified in under 3 minutes

Has COVID-19 made you unsure about managing the risks of owning an investment property? This article will update you on what landlord insurance will and won't cover in light of COVID-19. And, a forewarning, there are a lot of grey areas.

Landlord insurance is shorthand for building, contents or rental cover, or a mix of these for a property you rent out. The 'contents' in the property you rent out are the fixtures such as carpet and floor coverings, light fittings, appliances and window coverings. This doesn't cover your tenants' possessions.

Landlord Insurance at a glance

Like home insurance, landlord insurance can cover your rental property and its contents against risks like storms, floods, and fire. It can also cover the damage that tenants can cause to your contents - and even loss of rental income. 

Commercial Landlord Insurance - don't rely on a tenant to protect your assets

It’s common in commercial real estate leasing for a tenant to pay various outgoings related to the building and its use for the term of their tenancy. But is it a good idea to leave the responsibility of insurance coverage to them as well?