Risk Management

The Importance of paying premiums by the policy expiry date

As an insurance broker, we often receive inquiries from clients regarding payment terms for their insurance premiums. One common question is about the possibility of extending payment terms beyond the policy expiry date. It's important to understand why timely payment is critical and what steps need to be taken if an extension is required. This blog will shed light on these aspects and explain the potential consequences of delayed payments.

10 Essential Tips for Buying Small Business Insurance

Get the coverage your small business needs with our top 10 insurance tips. We'll guide you through choosing the right policy and ensuring comprehensive protection.

Rising Insurance Costs: Solutions for Home Builders

As insurance premiums rise, home builders face new challenges in managing costs. Learn practical strategies to navigate these increases & boost your risk management approach.

What you need to know about contractor liability Insurance

If your SME uses contractors, beware the risks and how to manage them. This article explains risk management approaches include customised insurance for your unique business.

The Importance of Good Business Practices and Professional Indemnity Insurance

In the world of professional services, maintaining good business practices is not only essential for client satisfaction and reputation management but also for protecting your business through Professional Indemnity Insurance. Understanding the consequences of poor business practices and implementing robust procedures can save your business from financial and operational risks.

Understanding the Importance of Dilapidation Reports in Construction Insurance

As trusted insurance brokers serving the construction industry, we understand the complexities and challenges that builders face when arranging insurance coverage for their projects. One crucial aspect that often arises in certain types of construction projects is the requirement for dilapidation reports or building condition reports. In this blog post, we'll delve into what these reports entail, why they're necessary, and how they can protect builders from potential financial risks.

Everything You Need to Know About Professional Liability Insurance

Learn about the importance of professional liability insurance (also known as professional indemnity insurance) and how it protects businesses from claims of negligence or errors in service provision. Understand the difference between professional indemnity and public liability insurance and why securing the right coverage is essential for business protection.

In the dynamic world of business, the term "professional liability insurance" often surfaces, but its significance may not always be clear. Let's delve into this crucial aspect of risk management and understand why it's essential for businesses of all sizes and industries.

Cyber security named as the top risk for CEOs in 2024

Australian CEOs have spotlighted cyber security as their top risk for 2024. Here’s how SMEs can strengthen their risk-management approach to minimise cyber risks.

Know the emerging risks.

Stop Your Tools & Equipment Going Walkies: Here’s How

Tradies’ tools and equipment are a hot target for thieves. These risk management tips, including appropriate insurance, will help protect your gear, including if your items have been damaged.

Tips to Secure your tools

Supply Chain Disruptions & Business Interruption Cover

Supply chain disruptions are imminent again with disasters and world conflict. How to mitigate your risks & learn more about when a business interruption insurance policy can help your business.

Become Supply Chain Resilient

New legal landscape for construction businesses FY24

Many legal and regulatory changes are happening in the construction sector now & into the next financial year. Find out what’s in store for your state & territory with this informative update.

Safeguarding Your Career: The Foundation of Your Professional Indemnity Insurance

When it comes to preserving your career and maintaining peace of mind as a building designer, there's no room for compromise.

That's why selecting the right Limit of Indemnity Sum Insured on your Professional Insurance Policy is paramount.

Tools to Help Your Business Prepare for the Bushfire Season

There are many useful and official resources to help businesses prepare for summer bushfire season and other risks.

Let's look at some of the resources you can access to help manage your natural disaster risks and why you might need them.

The Importance of Run-Off Cover for Public & Products Liability

In the world of insurance, 'run-off coverage' is a vital but often overlooked term for businesses. This post delves into its importance, especially in products and public liability insurance.

Cyber Resilience: Are You There Yet? Check Our Guide

The Australian Cyber Security Strategy 2023-30 will be a whole-of-nation approach to cyber resilience. Learn what it could mean for your business and how to boost your cyber risk management.

Risk Management Tips for Australian Service-Based Businesses

SMBs offering services or advice can benefit from professional indemnity insurance to boost their risk management.

Having the right policy helps protect against a possible suite of claims.